Easy Payment Plan (EPP)

Buy now and pay later with Easy Payment Plan (EPP) from Ahlibank Credit Cards.
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Buy anything from electronics to jewellery, home décor, travel and entertainment. Repay in easy and convenient monthly installments.

Features and benefits

  • Minimum purchase transactions of QAR 1,000 and above made on primary and all supplementary cards
  • No restrictions on the products purchased inside Qatar or overseas (excluding cash advances)
  • Fixed monthly instalment plans available with 3, 6, 12 or 24 month options
  • No down payments or additional documents required
  • No restrictions on number of instalment plans allowed within the available credit limit
  • Instalment plans detailed on the monthly Credit Card statement
  • Affordability of high ticket purchases with ease of payment
  • Low processing fee
  • Easy to set up. Simply call Ahlibank Contact Centre on 4420 5222


Simply follow these 3 convenient steps:

Step 1: Use your Ahlibank Credit Card to make a purchase of at least QAR 1,000 (inside Qatar or overseas).
Step 2: Call Ahlibank Contact Centre on 4420 5222 and request to convert your transaction to Easy Payment Plan for 3, 6, 12 or 24 months.
Step 3: Pay only the monthly installment for the plan selected as reflected in the monthly statement.

The table below illustrates how Easy Payment Plan works for a purchase of QAR 3,000 on a 3, 6, 12 or 24 month installment plan:

Installment Calculation on QAR 3,000 transaction
EPP Term 3 months 6 months 12 months 24 months
Monthly Interest Rate 0% 0.25% 0.75% 0.75%
Monthly Installment - QAR 1,000 507.5 272.5 147.5

To know more about Easy Payment Plan (EPP) calculation, please use EPP Calculator and find the right plan for you

Useful information

All Ahlibank Visa and MasterCard Credit Cardholders of primary and all supplementary cards
Download Fees and Charges here
 
Download Terms and Conditions here
 
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Easy Payment Plan (EPP) FAQ

Ahlibank Easy Payment Plan is a Credit Card feature that offers the convenience of paying large value transactions in small, equal and affordable instalments.
It’s simple. Once you make a purchase of QAR1,000 or more within Qatar or overseas, you need to call Ahlibank Contact Centre at 4420 5222 after you make the transaction and request to convert the purchase amount into instalments for a nominal processing fee. You will have to specify the repayment duration (3, 6, 12, or 24 months) you would like for your Easy Payment Plan.
No, you do not need to apply or fill a separate application form to benefit from Easy Payment Plan. All you need to do is to call Ahlibank Contact Centre at 4420 5222 after you make the transaction and request to convert your purchase amount into Easy Payment Plan (monthly instalments).
There are no additional documents to complete or a down-payment required to benefit from the Easy Payment Plan feature.
A nominal processing fee of QAR 20 would be charged with the first statement. This fee would be charged for each transaction converted to Easy Payment Plan.
The table below is an example of how Ahlibank Easy Payment Plan works for Credit Card transaction of QAR 3,000 converted into Ahlibank Easy Payment Plan for 3, 6, 12, or 24-months term:

Installment Calculation on QAR 3,000 transaction
EPP Term 3 months 6 months 12 months 24 months
Monthly Interest Rate 0% 0.25% 0.75% 0.75%
Monthly Installment - QAR 1,000 507.5 272.5 147.5
Yes, all Ahlibank Credit Cardholders can benefit from the Easy Payment Plan feature.
No, there is no limit on the number of transactions you can convert to Easy Payment Plan. You can convert your transaction to Easy Payment Plan up to the maximum available credit limit.
The credit limit equal to the Easy Payment Plan transaction would be blocked initially. The remaining balance of the booked Easy Payment Plan transaction would be blocked and released gradually after each monthly installment. For example: If your credit limit is QAR 10,000 and you have requested an Easy Payment Plan transaction for QAR 6,000 for 3 months. Initially, your credit limit would be blocked for QAR 6,000 and as and when you are repaying your monthly installment of QAR 2,000, the blocked limit would be reduced based on the amount of repayment. Once you repay 2 instalments, you would have QAR 8,000 available limit and once you settle the entire Easy Payment Plan outstanding balance, you would have your entire credit limit of QAR 10,000.
The relevant Easy Payment Plan Monthly Instalment will be added to Amount Outstanding and the Minimum Amount Due on each month’s Credit Card statement, the total of which needs to be settled by the customer on or before the payment due date (until all Easy Payment Plan outstanding amounts are fully paid
In case you wish to cancel the Easy Payment Plan transaction prior to the end of any outstanding Easy Payment Plan term, you need to call Ahlibank Contact Centre at 4420 5222 and request for the same. This will take a minimum of 3 working days for the cancellation to take effect. The Easy Payment Plan outstanding amount will be added to the overall outstanding amount which would need to be settled by the payment due date. The Bank will charge a fee of QAR 20 as an early settlement fee.
Yes, if your Ahlibank Credit Card has Pearl Rewards points, you will earn Pearl Rewards points for purchases converted to Easy Payment Plan.
For more information about Easy Payment Plan, please call Ahlibank Contact Centre at 4420 5222.

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