COVID-19 National Response Guarantee Programme

A 100% guarantee scheme of the Government of Qatar to help private companies that got impacted negatively by COVID-19

Upon the directives of HH the Amir Sheikh Tamim bin Hamad Al-Thani, to support the economic and financial sector within the framework of the precautionary measures to combat the spread of the coronavirus (Covid-19), and HH the Amir's directives to support and provide financial and economic incentives, amounting to QR 75 billion for the private sector, HE the Prime Minister and Minister of Interior Sheikh Khalid bin Khalifa bin Abdulaziz Al-Thani, directed to allocate guarantees to local banks at an amount of QR 3 billion.

The programme is a 100% guarantee scheme of the Government of Qatar to help mitigate COVID-19 impacts by relieving the most critical short-term payments private sector employers will face as it includes Staff payroll-Salaries and Rental fees.

What are the components financed by the Guarantee Programme?

Staff payroll as per the Wage Protection system registry (WPS) paid on a monthly pro-rata basis.

Rental fees (factory, business outlet, warehouse and labour accommodation rent) paid on a monthly pro-rata basis.

Who benefits from this programme?

100% privately owned companies incorporated under the regulation applicable to Qatar that got impacted negatively by the COVID-19. Must have a valid commercial license issued from the Ministry of Commerce and Industry

What is the guarantee period, tenor and grace period?

Guarantee will be issued for a period of up to 3 years to cover bank financing of beneficiary companies.

A tenor period of up to 2 years and grace period of up to 1 year.

What beneficiary collateral is needed?

Personal guarantee is required by all shareholders holding 10% minimum in the company's capital, as per QCB guideline.

A Personal cheque would be provided by the applicant covering 100% amount of financing; no other collateral is needed.

How can I apply for the COVID-19 National Response Guarantee Programme?

To submit the guarantee request form and relevant documents to your Ahlibank Relationship Manager. For more information, call us on +974 4420 5222

What are the required documents/paperwork that need to be submitted?

Customer Application Form including:
  • Qatari applicant QID
  • Active CR
  • Active rental agreement
  • Proof of having honoured the rental dues of most recent month due
  • Proof of most recent payroll disbursement in the last 3 months
  • Personal guarantee as per QCB guidelines (upon approval of the guarantee)

For more information please visit

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