Mortgage Loan

For real estate financing; property, villa and land purchase

Features and benefits

  • Qataris - Borrow amounts above QAR 2M (including interest)
  • Expatriates - Borrow amounts above QAR 400,000 (including interest)
  • Finance up to 70% of the forced selling property value (land purchase up to 50%)
  • Maximum term of 240 months (including grace period of up to 18 months on apartment projects, subject to bank approval)
  • Fixed monthly repayments

Useful information

Qataris:
  • Above 18 years of age at the time of application and not older than 75 years at the time the facility matures
  • Earn a minimum monthly salary of QAR 10,000 assigned to your Ahlibank account
  • Maximum monthly payments not to exceed 75% of monthly basic salary plus social allowance

Expatriates:
  • Above 21 years of age at the time of application and not older than 60 years at the time the facility matures
  • Earn a minimum monthly salary of QAR 15,000 assigned to your Ahlibank account
  • Maximum monthly payments not to exceed 50% of total monthly salary
  • Complete an application form at any of our branches
  • Provide the documents listed below
  • If your application is approved, you will be contacted by your branch
Qataris
  • Valid Qatar ID Card
  • Salary certificate/salary assignment letter from your employer
  • Liability letter from your existing bank titled to Ahlibank and 3 months bank statements (for buyout cases only)
  • Copy of the title deed of the property
  • Certified real estate valuation from an office registered by the Court of Justice in Qatar and approved by the bank (if the property value is more than QAR 2.5M, then 2 valuations will be required)
  • First legal mortgage over the property

Expatriates
  • Valid Qatar ID Card
  • Passport with valid resident permit
  • Salary certificate/salary assignment letter from your employer
  • End of Service (EOS) assignment letter from your employer
  • Liability letter from your existing bank titled to Ahlibank and 3 months bank statements (for buyout cases only)
  • Copy of the title deed of the property
  • Certified real estate valuation from an office registered by the Court of Justice in Qatar and approved by the bank (if the property value is more than QAR 2.5M, then 2 valuations will be required)
  • First legal mortgage over the property
  • Post dated security cheques for the amount borrowed
Download Fees and Charges here
 
Download Terms and Conditions here
 
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